Buy Here Pay Here Car Lots in Washington State

Buy Here Pay Here

Washington resident? Been turned down for an auto loan before? You’re not alone; more than 1 in 4 car buyers have to cope with credit challenges. Unfortunately, the majority of traditonal banks and credit unions are hesitant to approve car financing with bad credit, especially in these tough economic times.

Fortunately, many WA state car dealers have responded to this problem by offering in-house financing; that is, they grant auto loans to their customers directly. These include both independent buy here pay here car lots, as well as large franchise dealers.

Buy Here Pay Here Cars for WA Residents with…

  • Poor Credit
  • No Credit
  • Bankruptcies
  • Repossessions
  • Foreclosures

From Seattle to Spokane, Tacoma to Yakima, we can help you get approved for financing from a buy here pay here dealer in Washington State.  Buy Here ‘N Pay Here can match you to the WA State buy here pay here car dealer who fits you best considering your unique credit profile, monthly income, down payment, and vehicular needs. This application requires advanced software technology on our end.  On yours, it takes only 3 minutes — no hassles, no fees.

Buy Here Pay Here Car Buying Tips

WA Used Cars
Finance an Auto Near You!

Most buy here pay here auto sales are for used cars — smartest option if you’ve had credit problems. New cars depreciate by 20-25% as soon as they leave the showroom floor. That’s because car buyers pay retail, but as soon as the car is sold, dealers will only pay wholesale to get it back.

A used car, on the other hand, will typically hold its value better.  Not to mention it will carry a more affordable price tag, cost less to insure, and be easier to finance.  Additionally a car fax history report can enable you to determine that it’s a reliable model.

Know Your Credit

You should always check your credit report prior to agreeing to any automobile loan package.  Why? Because your financing rate is based largely on your credit history, and without knowing it, you could overpay for your car.

Additionally, credit report inaccuracies are all too common. After all, creditors report to credit bureaus like TransUnion, Equifax, and Experian, and mistakes do happen. You should check your credit report for false bankruptcies, unpaid medical bills, repossessions, or other credit-damaging events that could deflate your score by whole credit tiers and inflate your financing rates to astronomical proportions.

To check your credit score, we recommend a trusted source such as

Apply for Buy Here Pay Here Financing