Buy Here Pay Here Car Lots in Wisconsin (WI)

Buy Here Pay Here

Shopping for a new car, truck, or SUV in Wisconsin? Been turned down for an auto loan before?

You’re not alone — more than 25% of car shoppers have credit problems like unpaid bills, bankruptcy, or repossession. Many banks, credit unions, and other traditional car lenders rarely approve a car loan with 600 credit score or lower.

But buy here pay here car lots grant auto loans to their customers out of their own pocket.

In just 3 minutes, we can help you get approved for financing from one of the many buy here pay here car lots in our Wisconsin dealer network.  With your credit already approved for financing, you’ll enjoy the following 3 benefits:

  1. Maximized Ability to Negotiate
  2. Minimized Anxiety
  3. Increased Focus on the Car, Truck, or SUV You Want

Buy Here Pay Here Car Sales

BHPH Deals

Pre-owned vehicles are at the core of most BHPH car lots in Wisconsin. This is usually the smartest option if your credit history is marred by bankruptcy, repossession, or poor credit in general. New cars depreciate by 20-25% as soon as the tires hit the street. That’s because you pay retail, but as soon as the car is sold, dealers will only pay wholesale to get it back.

So, for instance, you’ll suddenly owe $15,000 for a new car that’s worth only $12,000. As you can imagine, that’s not a good place if you want or need to sell the vehicle. After all, you’ll have to come up with the extra cash to pay off the loan. A preowned vehicle, on the other hand, has already undergone this initial drop in value, so you’re less likely to fall victim to the burden of negative equity.

Get Approved Online

Car Loans & Credit Repair

Unlike a traditional lender, a BHPH car dealer can give you an auto financing loan even with significant credit issues. If you make your car payments on a timely basis, and your dealer reports those payments to the credit bureaus , then your new vehicle can also help to boost your credit score.

Apply for Buy Here Pay Here Financing